Terms of Service

CoGo is operated by Brendan Born, a sole proprietor based in Washington State, USA, doing business as "CoGo" (referred to here as "we," "us," or "CoGo"). By creating an account or using the product, you agree to these Terms of Service.

You must be at least 13 years old to use CoGo. If you're under 18, you may only use CoGo with the involvement of a parent or legal guardian. By signing up, you represent that you meet these requirements.

You're responsible for keeping your login credentials secure and for activity that happens in your account. If you share a trip with friends, they can see and edit anything you add to that trip. Don't share an account between multiple real people — invite each person individually.

Some features are available only on a paid plan. Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on the plan you pick) and renew automatically until you cancel. You can cancel anytime from your account settings; cancellation takes effect at the end of your current billing period. Except where required by law, fees are non-refundable. All payments are processed by Stripe under their terms.

Flights, stays, and activities shown in CoGo come from third-party providers and our affiliate partners. When you click "Book it," you're sent to that provider to complete your purchase under theirterms. CoGo isn't a travel agent and isn't responsible for the booking, payment, cancellation, refund, or delivery of any travel product. Any issues with a booking must be resolved with the provider directly.

CoGo helps friends track who owes who and settle up. We provide the math and the rails; actual settlement happens between the people on the trip. CoGo doesn't guarantee repayment between users and doesn't hold or transfer user funds.

You own what you put into CoGo — trip notes, photos, itineraries. By adding content, you grant us the limited license we need to store it, display it to you and your trip collaborators, back it up, and operate the product. Don't add anything you don't have the right to share.

Don't use CoGo to harass other users, post illegal or infringing content, scrape or mass-extract data, attempt to compromise the service, or send unsolicited messages. We may suspend or close accounts that violate these rules.

You can delete your account at any time from settings. We may suspend or close accounts that violate these terms or behave in a way that harms other users. On termination, your access ends; data deletion follows the timelines in our Privacy Policy.

CoGo is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, express or implied. We do our best to keep it running and your data safe, but we can't guarantee uninterrupted service, error-free operation, or that any specific feature will continue to be available.

To the maximum extent permitted by law, CoGo and its operator are not liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, revenues, data, or goodwill arising out of your use of the product. Our total liability for any claim is limited to the greater of (a) the fees you paid CoGo in the twelve months before the claim, or (b) USD $100.

You agree to indemnify and hold CoGo harmless from any claims or damages arising from your use of the product, your content, or your violation of these Terms.

These Terms are governed by the laws of the State of Washington, USA, without regard to its conflict-of-laws rules. Before filing a formal claim, please email us so we can try to resolve the issue informally — most things can be sorted out that way. If a dispute can't be resolved informally, it will be brought exclusively in the state or federal courts located in King County, Washington, and you consent to the jurisdiction of those courts.

We may update these Terms over time. For meaningful changes, we'll notify active users by email before the changes take effect. Continued use of CoGo after the effective date means you accept the updated Terms.

Questions? Reach us through cogo.travel/contact. We respond to every message.